Uzbekistan will introduce state subsidies for culture, art and literature professionals to buy homes on the primary market with mortgage loans under a government resolution dated Nov. 11, 2026, No. 618, the Ministry of Justice press service said in Tashkent. The measure is designed to ease housing costs for eligible creative-sector workers, support the primary housing market and link state assistance to the applicant’s main place of work. Applications will be handled through public service centers and my.gov.uz.
Key Takeaways: The subsidy is available once per family and only for a primary-market apartment in the region where the applicant’s main workplace is located. Applicants must meet income criteria, show no home ownership in Uzbekistan over the past two years and have at least three years of work experience or a valid three-year licence in culture, art or literature. Unused down-payment funds must be returned to the republican budget after 30 days.
The decision fits Uzbekistan’s broader use of digital public services and targeted social support in the housing and mortgage market. By directing assistance to first-time buyers and primary housing, the government aims to reduce pressure on applicants while supporting construction activity in the regions. The conditions also seek to prevent repeated use of budget funds and to ensure that support reaches professionals with a confirmed track record in the creative sector. The resolution follows earlier reported changes to cinema financing, where state orders are being replaced by subsidies and film production is being shifted to the private sector.
According to the document, funds are provided for apartments purchased on the primary market under mortgage loans refinanced by the Ministry of Economy and Finance. The subsidy may be used only for property built in the region where the applicant has their main job. A family can receive the assistance only once. Information systems will automatically check compliance with the requirements, including combined income of the applicant and spouse, absence of housing owned by either spouse in all regions over the past two years, and the required work experience or licence.
After receiving notification, the citizen signs a contract with a construction contractor or developer to buy an apartment on the primary market using a mortgage. If the budget funds allocated to cover part of the initial payment are not used within 30 days, the servicing bank returns them to the republican budget. Officials have not yet announced the number of expected beneficiaries or the total budget allocation. The next stage will be implementation through banks and public service centres, with automatic checks expected to determine eligibility and disbursement.
Source: podrobno.uz