Uzbekistan has implemented new regulations requiring that mobile phone numbers used for registering in applications and linking bank cards must correspond to the user's Personal Identification Number (PINFL). This move, spearheaded by the Central Bank and digitalization authorities, aims to enhance data protection and security in financial transactions, as part of broader efforts to combat fraud and increase transparency in the digital economy. The changes reflect a growing focus on safeguarding citizen information in an increasingly connected society.

Under the new rules, if a phone number does not match the PINFL details during registration or card linking, the process will be blocked. An automated system will send an SMS notification to alert the user of the discrepancy and set a deadline for resolution. Experts suggest that this measure could significantly reduce fraudulent activities, as illicit operations often rely on numbers registered under different names, thereby strengthening the integrity of financial services.

Users who continue to utilize phone numbers not registered in their name after the specified period will face restrictions on accessing services through those numbers. This could lead to disruptions in daily financial operations, payments, and online service usage, posing potential challenges for individuals relying on such methods. To avoid these issues, citizens are advised to formalize phone numbers under their own names or re-link applications and bank cards to personal numbers, though this may involve additional administrative steps.

While the regulations are praised for boosting security and transparency, they also introduce complexities, particularly for those using numbers registered to family members or businesses. Authorities and financial institutions are expected to provide support during the transition, but the implementation highlights ongoing friction between modernization goals and practical user convenience in Uzbekistan's evolving digital landscape.

Source: kun.uz