As of May 1, 2026, the total debt of the population and businesses to banks reached 628.9 trillion soums, according to the Central Bank.

Over the year, the volume of loans increased by 63.4 trillion soums, or 11.2%. Of the total debt, 398.2 trillion soums falls on entrepreneurs, and 230.8 trillion soums on the population.

Household debt increased by more than 40 trillion soums compared to the same period last year. Of the total loans, 417.2 trillion soums were issued by state banks, and 211.7 trillion soums by private banks.

The absolute leader in lending volume is Tashkent city. The total debt in the capital exceeded 290 trillion soums – more than 46% of the total. Of this, Tashkent residents account for 68.7 trillion soums, and entrepreneurs for 221.2 trillion soums.

The largest share of household loans consists of mortgage loans – 83.8 trillion soums. Next are microloans – 50 trillion soums, microcredits – 44.3 trillion soums, and car loans – 39.6 trillion soums.

Educational loans amount to 6.9 trillion soums, and consumer loans – 515 billion soums.

Source: uznews.uz